Digitize and streamline your credit processes to close sales faster with more margin and less hassle.
Streamline communication and eliminate confusion with buyers and lenders
Remove sales obstacles by making the credit process more efficient
Decrease legal risks with turnkey security and privacy
How complex is your credit process, and how much is it costing you?
Wastes time and is full of hassles
Back and forth emails and phone calls with lenders and declines due to poor credit means your sales cycle drags out and you’re babysitting financing rather than closing sales.
Jeopardizes control of the sale
Leaves money on the table
Creates unnecessary risks
What shape is your credit program in?
Take the Dealer Credit Assessment to find out
This is Credit Desk Pro
Streamline credit processes and bridge communication gaps with manufacturers, lenders, and buyers.
Embeded point-of-sale financing
Increase gross margin per sale
Solve security & compliance
Enable Digital Retailing
Cut admin burden in half (or more)
Reduce sales cycle and increase sales velocity
Free up sales personnel time
Access more lenders
- Digital Credit Application
- Instant Credit Decisioning
- Credit Risk Management
- Intelligent App Routing
- Lender Matching Engine
- 24X7 Opportunity Tracking
- Document Vault
- eDocs & eSignature
- Intelligent Notifications
Digital Credit Application
Paper and PDF applications are slow, clunky, and expose your company to data breach and legal risks.
Dealers who work with DCR get a branded credit application embedded on their website.
Buyers submit the online credit application anytime, anywhere.
Salespeople receive instant notifications upon receipt.
Instant Credit Decisioning
When the credit app is submitted, DCR serves up an Instant Credit Decision taking the guesswork out of qualifying customers.
Using our Machine Learning (ML) and Artificial Intelligence (AI), dealers can build a custom credit scorecard powered by integrations with the major credit bureaus.
Dealer A/R and Credit Risk Management
DCR helps dealers who extend NetX invoice terms to their customers to:
– Understand risk to receivables
– Improve cash flow forecasting
– Predict bad debt
– Set informed credit limits based on facts
Intelligent Rule-Based App Routing
The moment a customer submits an online credit application directly to a lender, it’s out of a dealers hands and they lose control of the sale, and deal probability drops.
Dealer Credit Resources puts the dealer back in control of their deals by providing a single, secure, digital credit app the dealers owns.
Based on predefined rules set by dealers, DCR automatically qualifies and routes credit apps to manufacturer-subsidized lenders, preferred lenders, or the DCR Lender Marketplace for a second look.
Lender Matching Engine
Proprietary Lender Matching Engine (LME)
Instead of going from lender to lender, our proprietary Lender Matching Engine (LME) selects the best offers and presents them to the buyer from among the nation’s best lenders, regardless of their credit score.
24/7 Opportunity Tracking
Dealers track deals as they come in and move through each stage of the journey.
No more guessing or chasing down other stakeholders for status updates.
Loan docs are secured in an encrypted vault that uses bank-level security and encryption making it compliant with federal, state, and local requirements.
eDocs & eSignature
With eDocs and eSignatures there’s no more printing, signing, and faxing paper documents.
Instead, parties can view and sign documents from any device, anytime, anywhere.
Intelligent Notifications & Workflow
Configure instant notifications via Email and SMS to your team and customers.
All stakeholders get proactively notified anytime there is a change of status or intervention needed with the loan process.
With Data Management, Security and Compliance Built-in
Protected by bank-grade Secure Sockets Layer (SSL) technology
Hosted at SOC 2 Type II certified data centers
AWS’s Cloud Platform for further data security
Data at rest is encrypted and backed up regularly
Integrate Credit Offers Throughout The Sales Process
Advertise financing and dynamically calculate payments based on the product, price and interest rate.
Website Credit App
Embed a secure credit application on your website with your branding.
Sales Quotes & Email
Let prospects and customers know that financing is available on your sales quotations and every email you send.
Is your credit department short-handed?
Inquire about outsourcing your transaction process, lender management, or entire credit department to Dealer Credit Resources.
About Dealer Credit Resources
“We no longer have to spend our time and effort managing the customer finance process; DCR Credit Desk Pro does all of the work for us and keeps us updated every step of the way.”
“It sometimes took days to get customers financing. Because of DCR, we have a 24/7 digital credit department and we now complete the entire financing process in minutes, with no back and forth between the customer and bank. We’re closing more deals in less time.”
The DCR team includes experts in credit and finance, marketplace solutions, machine learning and artificial intelligence.